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Steve grew up in Lisco, Nebraska, and graduated from Oshkosh High School. He attended Nebraska Western College (now WNCC) on a basketball scholarship and graduated with an Associates Degree in Business. He worked for Bankers Life of Nebraska after college and still has a life and health agency in Bridgeport and Oshkosh.
Steve has been associated with the Agency since 1986. He and his wife, Sherry, have three children; Samantha (Stoltenberg), Shaylee, and Spencer. He has been involved in rodeo for most of his life, both as a participant and sponsor. Steve has been involved in youth athletics, is a member of the Bayard Booster Club, Rejoice Lutheran Church, Bridgeport Chamber of Commerce, and the Garden County Chamber of Commerce.