What is Total Insurable Value (TIV), and Why Should it Matter?
Have you ever heard the words “Total Insurable Value” (TIV) and wondered how that was different than what you were already insuring? You’re not alone, … Read more
How is a “Protection Plan” Different Than Insurance, and How Can One Help Cover You?
Whether you’ve seen it on the news, read about it, or just seen it in your own policy renewals – insurance prices are up right … Read more
Coinsurance, Deductibles, Copayment, and What to Know About the Differences
You’re likely familiar with having a deductible on your insurance policy. It’s the amount of money you’re responsible for before the insurance policy pays its … Read more
We’ve Got a Work Comp Policy, so Why do We Need Disability?
Your business has many moving parts, and safety for your team is one of the big ones. If an employee gets hurt at work, you want to have coverage in place to help them while also protecting the interests of your business.
How to Prepare for Benefits Enrollment
For many employers and employees, Fall is a time of year when companies are enrolling their teams for benefits. While it can seem like a … Read more
Trucking Workers’ Comp: More Risks on the Road?
If you own, operate, or manage a truck or fleet, you know that driving is more than a job – it’s a way of life. … Read more
Peace of Mind is Worth It When Planning for Long Term Care
As we get older, it’s important to plan ahead and be prepared for what comes our way One of the most important things to consider … Read more
How Are My Business’s Work Comp Rates Calculated?
Workers’ compensation insurance is a key piece of protecting your company and your employees. So much so, that every state except for Texas – and … Read more
Thinking About Benefits
The 2022 ACA Open Enrollment period begins in just 80 days (November 1), and there’s no better time to talk about your business’ benefits plan … Read more