Customize Consent Preferences

We use cookies to help you navigate efficiently and perform certain functions. You will find detailed information about all cookies under each consent category below.

The cookies that are categorized as "Necessary" are stored on your browser as they are essential for enabling the basic functionalities of the site. ... 

Always Active

Necessary cookies are required to enable the basic features of this site, such as providing secure log-in or adjusting your consent preferences. These cookies do not store any personally identifiable data.

No cookies to display.

Functional cookies help perform certain functionalities like sharing the content of the website on social media platforms, collecting feedback, and other third-party features.

No cookies to display.

Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics such as the number of visitors, bounce rate, traffic source, etc.

No cookies to display.

Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.

No cookies to display.

Advertisement cookies are used to provide visitors with customized advertisements based on the pages you visited previously and to analyze the effectiveness of the ad campaigns.

No cookies to display.

St. Patrick’s Day Insurance Hazards

For business owners, especially those in the bar and restaurant industry, the annual revelry on St. Patrick’s Day weekend comes with pros and lepre-cons.

Don’t rely on the luck of the Irish – make sure you’re prepared for the sort of hazards that could cost your business a pot o’ gold! 

The biggest risks around St. Patrick’s Day are often centered around – you guessed it – alcohol. Alcohol-fueled falls and altercations can damage property and even lead to loss of life if a patron who has had one too many gets behind the wheel of a car once they’ve left your business. If you own a bar or restaurant, here are a few ways you can mitigate these risks:

  • Make sure your staff has a refresher on what safe service looks like especially knowing when it’s time to cut a patron off. 
  • Have enough staff on hand for crowd control and making sure people who are already drunk can’t set foot inside. 
  • Check your establishment for any tripping hazards (especially in restrooms) and make sure they’re clearly marked. 
  • Empower your staff to call cabs or other transportation for guests to ensure they can get home safely. 
  • If you have a General Liability policy for your business, make sure it includes liquor liability if you’ll be serving 

Even if you don’t plan on drinking to mark the occasion, be careful out on the roads. Just because you’re driving sober doesn’t mean everyone else is. A good auto insurance policy with plenty of Uninsured/Underinsured Motorist coverage can be crucial in making sure an accident doesn’t break the bank, even if you’re not at fault.

Stay safe and may the good craic find you this St. Patrick’s Day! Cheers! 🍀

Written by Jon Becker